Enjoy the Freedom of Frugality

Frugal is a word that we rarely hear spoken in our market economy. We live in a land of plenty, and it is difficult to adopt a lifestyle characterized by purchasing just what we need and little more. The desire to have is ingrained in us at a young age. We are...

Becoming Comfortable Saying “No”

The average human being is exhausted from an abundance of commitments and obligations; for many of which, there is very little passion. We have slim-time related margins and demands on our time are high. We are challenged by the need to balance the many competing...